BJG College Football – Week 4
TLS: Virginia @ Syracuse, Clemson @ Wake Forest, Duke @ Kansas, Baylor @ Iowa State, Missouri @ Auburn, Buffalo @ Eastern Michigan, TCU @ SMU, Massachusetts @ Temple, Minnesota @ Michigan State, Notre Dame @ North Carolina, James Madison @ Appalachian State, Texas @ Texas Tech, Toledo @ San Diego State, Oregon @ Washington State, Arkansas State @ Old Dominion, Ball State @ Georgia Southern, Iowa @ Rutgers, Arkansas @ Texas A&M, Marshall @ Troy, UNLV @ Utah State, Miami (OH) @ Northwestern, Hawaii @ New Mexico State, USC @ Oregon State, Arizona @ California, Western Michigan @ San Jose State
Austin: Virginia @ Syracuse, Clemson @ Wake Forest, Duke @ Kansas, Baylor @ Iowa State, Missouri @ Auburn, Buffalo @ Eastern Michigan, TCU @ SMU, Massachusetts @ Temple, Minnesota @ Michigan State, Notre Dame @ North Carolina, James Madison @ Appalachian State, Texas @ Texas Tech, Toledo @ San Diego State, Oregon @ Washington State, Arkansas State @ Old Dominion, Ball State @ Georgia Southern, Iowa @ Rutgers, Arkansas @ Texas A&M, Marshall @ Troy, UNLV @ Utah State, Miami (OH) @ Northwestern, Hawaii @ New Mexico State, USC @ Oregon State, Arizona @ California, Western Michigan @ San Jose State
JimNorCal: Virginia @ Syracuse, Clemson @ Wake Forest, Duke @ Kansas, Baylor @ Iowa State, Missouri @ Auburn, Buffalo @ Eastern Michigan, TCU @ SMU, Massachusetts @ Temple, Minnesota @ Michigan State, Notre Dame @ North Carolina, James Madison @ Appalachian State, Texas @ Texas Tech, Toledo @ San Diego State, Oregon @ Washington State, Arkansas State @ Old Dominion, Ball State @ Georgia Southern, Iowa @ Rutgers, Arkansas @ Texas A&M, Marshall @ Troy, UNLV @ Utah State, Miami (OH) @ Northwestern, Hawaii @ New Mexico State, USC @ Oregon State, Arizona @ California, Western Michigan @ San Jose State
MI Conservative: Virginia @ Syracuse, Clemson @ Wake Forest, Duke @ Kansas, Baylor @ Iowa State, Missouri @ Auburn, Buffalo @ Eastern Michigan, TCU @ SMU, Massachusetts @ Temple, Minnesota @ Michigan State, Notre Dame @ North Carolina, James Madison @ Appalachian State, Texas @ Texas Tech, Toledo @ San Diego State, Oregon @ Washington State, Arkansas State @ Old Dominion, Ball State @ Georgia Southern, Iowa @ Rutgers, Arkansas @ Texas A&M, Marshall @ Troy, UNLV @ Utah State, Miami (OH) @ Northwestern, Hawaii @ New Mexico State, USC @ Oregon State, Arizona @ California, Western Michigan @ San Jose State
Fight On: Virginia @ Syracuse, Clemson @ Wake Forest, Duke @ Kansas, Baylor @ Iowa State, Missouri @ Auburn, Buffalo @ Eastern Michigan, TCU @ SMU, Massachusetts @ Temple, Minnesota @ Michigan State, Notre Dame @ North Carolina, James Madison @ Appalachian State, Texas @ Texas Tech, Toledo @ San Diego State, Oregon @ Washington State, Arkansas State @ Old Dominion, Ball State @ Georgia Southern, Iowa @ Rutgers, Arkansas @ Texas A&M, Marshall @ Troy, UNLV @ Utah State, Miami (OH) @ Northwestern, Hawaii @ New Mexico State, USC @ Oregon State, Arizona @ California, Western Michigan @ San Jose State
Bc3b: Virginia @ Syracuse, Clemson @ Wake Forest, Duke @ Kansas, Baylor @ Iowa State, Missouri @ Auburn, Buffalo @ Eastern Michigan, TCU @ SMU, Massachusetts @ Temple, Minnesota @ Michigan State, Notre Dame @ North Carolina, James Madison @ Appalachian State, Texas @ Texas Tech, Toledo @ San Diego State, Oregon @ Washington State, Arkansas State @ Old Dominion, Ball State @ Georgia Southern, Iowa @ Rutgers, Arkansas @ Texas A&M, Marshall @ Troy, UNLV @ Utah State, Miami (OH) @ Northwestern, Hawaii @ New Mexico State, USC @ Oregon State, Arizona @ California, Western Michigan @ San Jose State
[1]
Sigh, cheerleaders. The TWIP lady-with-gun was sub par this week. Again.
[2]
Not a reassuring headline for anyone who bought recently … or for anyone who has been mentally enjoying the assessed value for their long-owned home.
Would be nice if we could have actual, you know, markets. Instead of a few experts pulling handles and dialing knobs to get things to come out the way they think is appropriate.
“Jerome Powell just warned that the US housing market needs a ‘difficult correction’ so that folks can afford homes again”
[3]
“Jerome Powell just warned that the US housing market needs a ‘difficult correction’ so that folks can afford homes again”
Yo, Jerome raising the 10yr TB rate ain’t the way to make housing affordable again. At the current 5.5-6% few people are jumping in the market. Sheeesh….
Fortunately all my real estate is paid for. Unlike many, worrying about going underwater is not a concern of mine. What I worry about is local taxes going up.
[4]
Mfr of pacemakers sends out warning — https://www.dailyfetched.com/heart-pacemaker-manufacturer-warns-users-to-keep-distance-from-ev-charging-stations/ — An EV might be a mortal hazard.
[5]
Tesla is building optimus robots to work in factories (repetitive jobs)
https://www.euronews.com/next/2022/09/21/tesla-is-set-to-unveil-its-optimus-humanoid-robot-at-ai-day-what-should-we-expect
[6]
3
Ppl trying to get mortgages right now are getting quotes in the 7-9% range.
Huge change in short time period
[7]
Odd yet fascinating book review for Peter Zeihan book.
I think this is PZs channel which makes it even more impish.
Comments are at least as insightful as the book review.
About 10 min.
https://youtu.be/B75qLMkxc_Y
[8]
I was listening to Peter Zeihan’s channel earlier today and he was saying that pot ash fertilizer is being taken off the market bc of what’s going on in Russia right now. phosphate fertilizers are offline bc of chinese lockdown state. Lastly bc of the ESG \greeners movement we’re taking nitrogen fertilizers off line this year.
This means all three are offline during the current crop, and next year the entire world will be short of food….
[9]
I have a feeling the world is going to be dearly missing USA leadership if we’re really going to be deglobalizing into factions.
[10]
Trumpy senate candidate only at 34% chance to win in Arizona.
How he is running behind even Lake who viewed as far right by the media
https://www.predictit.org/markets/detail/7112/Which-party-will-win-the-2022-US-Senate-election-in-Arizona
[11]
[12]
Mocking the “gender affirmation” movement.
[13]
[14]
10,
Even if he loses it is still not a pickup for the Dims. Both Senators are already Dim.
[15]
8,
As some of the old hands here know. I have been pushing food self sufficiency since at least 2009. The only man that is truly free is one who can feed himself by his own efforts. Got a half acre of land, you an cut your food bill by 90%. The tough ones are flour, feed hay. That requires much more acreage to get sufficient quantity.
You are being optimistic about the shortages. The country is still eating this year’s spring harvest. Come thanksgiving the food shortages will start as this fall’s crop is a piker due to heat and water shortages.
[16]
9,
If you have been following Ziehan then you know that should the US exit the world stage the first country to starve is China if they it uppity. Japan and India will see to that not the US. Either country starts sinking oil tankers China grinds to a halt.
[17]
By the way, the Aussie central bank is bankrupt. Assets exceed liabilities.
[18]
17, wait. Is that backward? Normally you need liabilities to exceed assets to be bankrupt ….
[19]
16, China will be in better shape in 5 or 10 years when there are pipelines from RU in action.
Or do you need the West’s permission to set up pipelines … not permission but technology and expertise.
[20]
Tesla is building optimus robots to work in factories
Boston Dynamics has been showing off impressive biped and animal inspired robots for years doing what look to be amazing feats of dexterity, but the reality is the robots are really not much more than very sophisticated marionettes. I have to wonder if Tesla will be able to do anything more sophisticated.
I work in mobile robotics and the truth is the lowly cockroach has much greater capability with regards to understanding, navigating and surviving in human workspace than any existing robot. Sensors, motors and power are getting better (thanks to investment from autonomous driving), but we simply don’t have the algorithms and the computation power to run the algorithms needed to create even a marginally intelligent humanoid robot.
The folks at Tesla are no dummies, but I expect to see something more evolutionary rather than revolutionary from them in the field of robotics. For me, revolutionary would be a robot with intelligence on par with that of a mouse or rat. Once that is achieved, work involving boring and repetitive manual labor will be forever changed.
[21]
Normally you need liabilities to exceed assets to be bankrupt ….
Either way, it doesn’t matter. Central banks have been decoupled from what they can and can’t do with regard to normal rules the rest of us must follow decades ago. Go bankrupt, no problem. The media won’t even report on it. This is not to say that they are omnipotent, despite what those running the central banks may believe. Rather, things won’t fall apart for them until the real world of economics and physical laws which they are not exempt from reasserts itself. And, it appears that the real world is about to reassert itself nice and hard on the central banks around the globe, repeatedly.
[22]
Regarding the Reserve Bank of Australia going bankrupt.
See, no problem at all. We live in clown world. Rules (and accountability) are for the little people.
[23]
pic #4, + milkshake plz.
[24]
What’s the DoD trying to tell us?
https://www.airdomainintelligence.mil/
In case you don’t see it, it’s on the NIM seal in the Pacific Ocean south of Mexico.
[25]
Pretty dense but worth a read for anyone interested in the issue. Our various gov’ts just say “global warming” and “experts” to justify any darn thing these days.
https://wattsupwiththat.com/2022/09/23/the-winter-gatekeeper-hypothesis-vii-a-summary-and-some-questions/
Near the end, in a batch of questions was this–
(16) Q: Do you really believe that you are correct and the IPCC is wrong?
A: Paraphrasing Einstein, if the IPCC is wrong it should not be necessary that one hundred authors show it. One is sufficient.
[26]
22, the link has a typo, should be
https://www.cnbc.com/2022/09/21/australias-central-bank-has-equity-wiped-out-by-billions-in-bond-losses.html
[27]
18,
Yeah I had it arse backwards.
[28]
24,
So ET is real….
[29]
Problem I see for the Aussies is that their CB can just print money and be back in the black. Course their inflation rate will go to sh%&. That will force people out of their homes too. In Oz you don’t get a 30yr mtg. You can only get our equivalent of an ARM.
[30]
I mean we’re eventually going to move to infinite year mortgages (think calculus)….
That way all you’re only paying the interest rate with no finishing end point other than eventually paying off the principle on the mortgage after infinite years.
[31]
PRP, wouldn’t and infinite mortgage just be called “rent”?
[32]
30,
That scheme is similar to what mortgages were back 2 centuries ago. You had an interest only loan, the principal of which came due at 20 or 30yrs, whatever the note said. That is part of the reason that the depression of the ’20s was so bad. Note came due, borrower had sunk all their money into the market and could not deliver the principal. That is why we have amortizing mortgages today.
An infinite loan will never be possible. That scheme is telling the bank that unless the house is sold they will never see their principal back — ever. Two things would happen. Banks would not lend crushing homeownership. Or, you end up with Islamic mortgages, a form of leasing with possession of property at the end of the contract — https://corporatefinanceinstitute.com/resources/knowledge/finance/islamic-finance/
By the way, run the numbers on a 100yr note. It does not lower the payments as much as you think it would.
[33]
1) Jamie Diamond moved in my scale a bit from snake in a rut to just a snake in the grass. Kick a$$ response.
2) Tlaib can’t speak. How do we get garbage like this representing us?
The exchange — https://twitter.com/i/status/1572695102082142209
Cracks are appearing in the Woke wall.
[34]
prp #6 =
Yesterday I read that current rate monthly payment for a $360k house is the same as a $600k house two years ago.
[35]
Northwestern lost to Miami (OH) yesterday. The week before they lost to Southern Illinois. With the exception of 4-5 teams the Big 10 is very weak.
[36]
GestapoFBI conducts pre-dawn raid with 25-30 agents on pro-life leader:https://www.dailywire.com/news/fbi-swat-team-conducts-early-morning-raid-arrests-pro-life-activist-at-pennsylvania-home-report
[37]
Fascinating clip from an interview with Edward Luttwak seven months ago.
Topic: what would a CCP coup against Xi look like?
https://youtu.be/aPNdHHFSyN8
ref:
https://www.smobserved.com/story/2022/09/23/news/rumor-chinese-president-xi-jinping-said-to-be-under-arrest-as-80-km-long-line-of-military-vehicles-heads-to-beijing/7105.html
Surely rumors only but spicy
[38]
[39]
[40]
When mom wants to chemically castrate your son
https://www.theepochtimes.com/texas-father-fears-custody-ruling-could-mean-chemical-castration-for-10-year-old-son_475189
[41]
31
No. You are indeed paying off the mortgage in infinite year (think calculus class) but humans cant really think in terms of expressions of infinity.
Extending mortgage length is probably the easiest way to generate economic booms. Maybe republican presidential candidates will figure it out some day although it will probably be the dems that do it first.
[42]
functionally like rent though although it would be to the bank and you’d be in foreclosure if you quit making payments….
[43]
41,
Has nothing to do with calculus. Humans don’t live to infinity, we have a shelf life of 100yrs of less.
On a $300,000, 20% down, 6.59%:
30yr — $1,531.20
100yr — $1,319.85
As I said before, the payment differential is not that great, only a 16% differential.
[44]
Of course an infinite year loan is calculus…. That’s what calculus is all about.
(your loan is 100 year. I’m talking about infinite duration loans)
[45]
Also since you’re mostly just paying interest rates on infinite duration loans, they can become extremely cheap when you get to the zero bound rate.
[46]
Texas Father fears son will be castrated by crazy mom if she wins custody battle
https://www.theepochtimes.com/mkt_app/texas-father-fears-custody-ruling-could-mean-chemical-castration-for-10-year-old-son_4751890.html
[47]
Well, de votes ain’t counted but …
“Italian Trump, Giorgia Meloni set to be
Italy’s first female prime minister and
leader of its most right-wing
government since World War I, exit
polls suggest”
Despite threats from the EU. Those threats may be toothless. Tom Luongo on ZH compares EU treatment of Hungary vs Italy
“I have to remind Ms. Von der Lyin’ of the oldest adage in banking.
When you owe the bank $1000 it’s your problem.
When you owe the bank a trillion dollars, it’s the bank’s problem.”
[48]
Torches & pitchforks…NOTHING else will stop this perversion…NOTHING!
https://www.theblaze.com/news/drag-queen-disney-show-children-tennessee-brewery
[49]
“I want to buy the financial derivative which shorts this startup”
Heh
https://twitter.com/tedfrank/status/1573781947628879872
[50]
My brother in MI fwds this description of the local football team. Probably a sports writer?
His personal description: Pathetic
“The defense was leaky all game, but with the right coaching decisions, the Lions could have left with their first road victory in two seasons.”
Too early to say “Wait for next year”?
[51]
Of course an infinite year loan is calculus…. That’s what calculus is all about.
Seriously? Calculus is the change of some value over change in time (or other unit of measure) to determine accumulated change (integral) or rate of change (derivative). Great for calculating trajectories, the effects of electric fields, the orbits of planets, etc…
A loan that only pays interest and not principal is a straight-up multiplication of loan rate multiplied by loan principle. Yeah, integral calculus can be helpful to determine total payments made if the interest rate changes over time, but it’s not strictly needed for what you describe.
I fail to understand why such a loan has any advantage for a typical homeowner. There are special purpose loans that only pay interest, but I don’t know if they are common for home mortgages. Construction loans, for example, can be interest only, but are typically of short duration and used to provide needed liquidity during actual construction.
[52]
Something seriously broke with the British Pound overnight. Went from $1.09 to $1.03 in a matter of minutes which is unprecedented. Perhaps a flash-crash type glitch? It will be interesting to see where the Pound is at in the morning and if other currencies follow in quick succession.
I have to wonder if China/Russia are playing some sort of 4D chess where they somehow tricked the US to weaponize the dollar against its own allies. With Biden and the other dolts at the helm, this may not be too far fetched.
[53]
49, on the list of benefits, it mentions the following:
Gender-based violence paid and protected leave;
This that Newspeak for maternity leave?
[54]
53, no as I recall maternity was covered as a separate benefit. Therefore, by process of elimination I’m guessing this is leave if you are a victim due to your unorthodox gender..
Not specified if it’s in case you’re physically stomped by drunken cowboys because you’re different. Or if it includes psych stuff like Cutting Remarks and Disapproving Stares directed at your person.
[55]
23, KH “pic #4, + milkshake plz.”
A good choice, her smile is vibrant.
Since her top says (O)REGO(N) is she also in the Oregon group photo?
The only possible match is 3rd from the left, I’d think. But the hair looks different.
[56]
[57]
[58]
The FBI needs to be dismantled. But then, the Gestapo needed to be dismantled too…and it took the U.S. Army to make THAT happen. Sadly, the same Leftists who control the FBI now control the U.S. military as well.
“When in the course of human events…”
https://www.americanthinker.com/articles/2022/09/did_the_fbi_finally_go_too_far.html
[59]
Justrand, I’ve been busy with work and have had less time on BJG lately. Was this story mentioned here regarding abuses by the FBI?
https://www.latimes.com/california/story/2022-09-23/fbi-beverly-hills-safe-deposit-box-raid-forfeiture-judge
1400 safe deposit boxes were raided and $86 million in valuables were confiscated. The crime was using a safe deposit company where ownership of the safe deposit boxes was kept anonymous — something perfectly legal. A handful were indeed criminals, but the great majority were everyday people who simply valued privacy. But actual privacy isn’t to be permitted in our police state these days.
[60]
wow, MPT, I had not read a thing about that.
The raid on the safe deposit boxes looks EXACTLY like a fishing expedition for something that would incriminate the FBI, a politician…or both. So they swoop in and take EVERYTHING.
[61]
https://rwmalonemd.substack.com/p/dr-aseem-malhotra-promoted-covid
The story of a UK doctor, one of the first to be vaxxed and who went on TV to advocate the program.
After his father died, which the doctor attributed to the vaccine, he went back to re-examine pharma data.
His key claims:
It cannot be said that the consent to receive these agents was fully informed, as is required ethically and legally.
In absolute terms, (the vaccine) provided 0.84 percent protection which means only one in 119 people would be protected from infection.
The latest data reveals that once infected there is no significant difference in transmission rates between the vaccinated and unvaccinated